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Sell Your Own Home – Update

Ok, I’ve stopped daily updates about selling our own home. Truth is, there just isn’t that much action in real estate to justify daily postings. However, today we have 3 showings scheduled, so that is...

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Free MLS Listings No Realtor

I’ve written recently about our attempt to sell our home without a realtor using Iggyshouse.com.  We used them because we got a free MLS listing and a place to upload a ton of description and pictures....

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Buy Real Estate Now – Or Maybe Not

I’ve been a professional writer and business consultant for over a year now, but many people still remember me from my financial advisor days.  So, I get plenty of questions about investing, the stock...

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Refinancing the Mortgage to Take Advantage of Lower Interest Rates

Ok, it’s time to look at refinancing the old homestead’s mortgage.  I’ve been putting it off because of holidays and the fact that rates can still go lower even though the Fed recently cut rates to...

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How To – Refinancing a Home Mortgage Steps and Tips

When considering refinancing your home mortgage, the first step is to get all of the details on what you have now.  Sure, you have vague numbers in your head, but that won’t help you answer all of the...

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Government Mortgage Help Programs Scams and Deceptive Marketing and Mailings

It was with much fanfare last month that Congress and the Obama administration passed laws putting into effect government programs to help American homeowners with their mortgages.  Both The Emergency...

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Time To NOT Refinance Your Mortgage

The world of adjustable-rate mortgages isn’t very old when it comes to the general population.  Sure, the product has been around for a long time, but it wasn’t until late in the 1990s that it turned...

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ARM Interest Rates Adjusting Soon May Be Good News For Homeowners

This is part 2 of the series, the first part is: Not Time to Refinance Your Home Future Interest Rates With Adjustable Rate Mortgages or ARM Right about now, when you are starting to feel better,...

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Should I Pay Off My Mortgage Instead of Investing

Figuring out what the best thing to do with your money is can be difficult. Many people get caught up in all of the possibilities. They wonder is it wise to pay off your house mortgage? Should they pay...

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Reverse Mortgages Scam or Legitimate Financial Tool?

I’ve been getting questions about reverse mortgages lately. It’s not surprising. Reverse mortgages are one of those financial planning tools that are very useful for a specific purpose, and for...

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What Is a Good Mortgage Rate Today?

When shopping for a home loan, it can be tough to tell if a certain mortgage rate is good these days. The trick is that all matter of gobbledygook can complicate what you are looking at when shopping...

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Paying Off Your House Mortgages and Money Psychology

By any measure, the math says that paying off your home is not a smart move financially. Then why is it that so many people see paying off their home as a great goal? There are three reasons really....

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The Uncorrectable Housing Shortage

Here in Colorado, there is a housing shortage, especially near the bigger cities where the majority of people live, like the Denver metro area, Boulder, Ft. Collins, Loveland, Colorado Springs, and so...

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Zillow Can Keep Zestimating

If you have had even an inkling of interest in real estate in the last few years, you have probably heard of Zillow, the online real estate website. It’s one of many online financial services shaking...

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How To Pay Off Your Mortgage Early The Smart Way

There are a lot of people out there who dream of paying off their mortgage early. As a financial advisor, I would often have to talk them out of unusual schemes for paying off their house early, like...

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Government Mortgage Help Programs Scams and Deceptive Marketing and Mailings

It was with much fanfare last month that Congress and the Obama administration passed laws putting into effect government programs to help American homeowners with their mortgages.  Both The Emergency...

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Should I Sell My House Now?

As the housing market appears to be peaking, at least for now, a number of people are pondering whether or not to sell their home. But, answering should I sell my house is not a simple question. Is...

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